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2012-01-17 16:29:01
5 Reasons to Buy a Home in 2012

5 Reasons to Buy a Home in 2012
Have the Ride of Your Life!!



First time homeownership is like waiting in line at an amusement park ready for an amazing ride, but you are nervous because you have never been on this ride before. You have heard it is great fun and you don't want to miss it, but you are still resilient. You get on and away you go..............for nothing but the best ride ever! Homeownership can be like the best ride of your life but with how the market has been effected you are unsure. I assure you there are several benefits to owning a home in Holladay, Draper, Sandy, South Jordan, Riverton or Herriman, and there are 5 reasons why I think NOW is a great time to buy a home and have the RIDE OF YOUR LIFE!!!

Appreciation - Buying a home now at the current rates can almost ensure appreciation for your home in the future.  Home prices in many parts of the country are down with mortgage rates at historic lows.  Many foreclosed homes are listed for a fraction of the original cost. A higher profit is at hand if you choose to sell once the market rebounds. 

Property Tax Deductions -  For a first home or vacation home real estate property taxes are fully deductible.  Detailed tax information is provided by the IRS for first time home buyers and may answer many questions about what deductions homeowners are eligible for.

Preferential Tax Treatment-  If you sale your home after owning for more that a year and receive more profit than the allowable exclusion, the profit will be considered a capital asset.  Capital assets are given preferential tax treatment.

Equity Building - Deciding what type of morgage loan best fits your goals is determined by credit qualification, loan flexibility and annual percentage rates (APR).  To decrease the principal balance of a loan quicker is a new program being used by some homeowners called Equity Building.  Equity Building is when a home  with a lower interest rate and a shorter term loan such as a 15-year fixed rate is selected to build equity faster.  This faster payment process allows borrowers to:

1. Pay off the principal balance quicker
2. Lock in near-record-low interest rates
3. Lessen the length of their home loans

4. Own their home faster
5. Pay substantially less mortgage interest


Pride- Owning your own home offers benefits beyond your imagination. For some being able to change paint colors and listen to music as loud as they want is a huge advantage. For others being able to choose their favorite flower or tree to plant in the garden offers a flexibility in their life that they can not have with out owning their own home.  Homeownership gives you the freedom to do whatever your heart desires.  So, hold on to your seats and buckle up because homeownership is a ride in life that is sure to bring you a feeling of satisfaction that you don't want to miss!

So go ahead and have the Ride of Your Life!


We would be happy to assist you in the RIDE OF YOUR LIFE!!!




LINDA SECRIST - LINDA SECRIST & ASSOCIATES - EVERYTHING THEY TOUCH TURNS TO SOLD!

 


 


 
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